Insure.com had the hardest task of all. What they did was compare rates for every make, model and trim level of a car from the top 6 insurance carriers- Farmers, Geico, Progressive, Nationwide, State Farm, and my personal favorite, Allstate. Exotic cars were excluded, but more than 850 vehicles were researched. The averages were based on the following: full coverage for a single, 40 year old male, that drives 12 miles to work each day with the policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This driver also has a clean record and good credit and the rate also includes uninsured motorist coverage. This sounds like the driver is from Wyoming and lives in a town that has a higher population of animals than people. If you're a female that's over a decade younger than the hypothetical driver, that drives more than 12 miles to work each day, and doesn't have a clean record- just multiply the average rate by 2. Sorry, but I learned how to drive in New York, my driving record will NEVER be clean.
20. Jeep Wrangler Rubicon MSRP: $32,000 and $1,209 for insurance.
19. Honda Accord Sport MSRP: $24,500 and $1,209 for insurance.
18. Hyundai Santa Fe Sport MSRP: $25,000 and $1,194 for insurance.
17. Toyota Sienna LE MSRP: $27,000 and $1,190 for insurance.
16. Chevrolet Traverse LS MSRP: $30,800 and $1,188 for insurance.
15. GMC Acadia SLE-2 MSRP: $34,200 and $1,185 for insurance.
14. Jeep Wrangler Sahara MSRP: $33,000 and $1,172 for insurance
13. Jeep Grand Cherokee Laredo MSRP: $29,195 and $1,171 for insurance.
12. Ford Escape S MSRP: $23,100 and $1,170 for insurance.
11. Jeep Patriot Latitude MSRP: $17,700 and $1,161 for insurance.
10. Dodge Grand Caravan SE MSRP: $23,600 and $1,158 for insurance.
9. Honda Odyssey EX MSRP: $ 32,100 and $1,149 for insurance.
8. Dodge Journey SE MSRP: $ 20,000 and $1,149 for insurance.
7. Subaru Outback 2.5i MSRP: $29,000 and $1,144 for insurance.
6. Chrysler Town & Country Touring MSRP: $30,800 and $1,140 for insurance.
5. Jeep Compass Sport MSRP: $21,000 and $1,140 for insurance
4. Honda CR-V LX MSRP: $22,900 and $1,115 for insurance.
3. Jeep Patriot Sport MSRP: $16,000 and $1,104 for insurance.
2. Honda Odyssey LX MSRP: $28,800 and $1,103 for insurance.
1. Jeep Wrangler Sport MSRP: $22,400 and $1,080 for insurance.
Part II of this post, the top 20 most expensive cars to insure of 2014 will be up shortly.
