Top 20 Least Expensive Cars to Insure of 2014

I love lists like this one, that's why I always include them. Well, insure.com finally released their famous list of the top 20 least expensive cars to insure of this current year. It's the most useful list (aside from the safety rating one) because who really wants to spend a couple of thousand dollars in insurance... unless the vehicle is a luxury, exotic, or collectible one.

Insure.com had the hardest task of all. What they did was compare rates for every make, model and trim level of a car from the top 6 insurance carriers- Farmers, Geico, Progressive, Nationwide, State Farm, and my personal favorite, Allstate. Exotic cars were excluded, but more than 850 vehicles were researched. The averages were based on the following: full coverage for a single, 40 year old male, that drives 12 miles to work each day with the policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This driver also has a clean record and good credit and the rate also includes uninsured motorist coverage. This sounds like the driver is from Wyoming and lives in a town that has a higher population of animals than people. If you're a female that's over a decade younger than the hypothetical driver, that drives more than 12 miles to work each day, and doesn't have a clean record- just multiply the average rate by 2. Sorry, but I learned how to drive in New York, my driving record will NEVER be clean.

20. Jeep Wrangler Rubicon MSRP: $32,000 and $1,209 for insurance.

19. Honda Accord Sport MSRP: $24,500 and $1,209 for insurance.

18. Hyundai Santa Fe Sport MSRP: $25,000 and $1,194 for insurance.

17. Toyota Sienna LE MSRP: $27,000 and $1,190 for insurance.

16. Chevrolet Traverse LS MSRP: $30,800 and $1,188 for insurance.

15. GMC Acadia SLE-2 MSRP: $34,200 and $1,185 for insurance.

14. Jeep Wrangler Sahara  MSRP: $33,000 and $1,172 for insurance

13. Jeep Grand Cherokee Laredo MSRP: $29,195 and $1,171 for insurance.

12. Ford Escape S MSRP: $23,100 and $1,170 for insurance.

11. Jeep Patriot Latitude MSRP: $17,700 and $1,161 for insurance.

10. Dodge Grand Caravan SE MSRP: $23,600 and $1,158 for insurance.

9. Honda Odyssey EX MSRP: $ 32,100 and $1,149 for insurance.

8. Dodge Journey SE MSRP: $ 20,000 and $1,149 for insurance.

7. Subaru Outback 2.5i MSRP: $29,000 and $1,144 for insurance.

6. Chrysler Town & Country Touring MSRP: $30,800 and $1,140 for insurance.

5. Jeep Compass Sport MSRP: $21,000 and $1,140 for insurance

4. Honda CR-V LX MSRP: $22,900 and $1,115 for insurance.

3. Jeep Patriot Sport MSRP: $16,000 and $1,104 for insurance.

2. Honda Odyssey LX MSRP: $28,800 and $1,103 for insurance.

1. Jeep Wrangler Sport MSRP: $22,400 and $1,080 for insurance.


Part II of this post, the top 20 most expensive cars to insure of 2014 will be up shortly.

10 Cheapest Cars to Insure in 2013

With the new year, also comes lists like this. Forbes released their annual list of the 10 Cheapest Cars to Insure for 2013. Thanks to Quadrant Information Services, they were able to compare premiums for over 750 car and truck models from the top 6 insurance carriers (Farmers, GEICO, Nationwide, Progressive, State Farm, and my BFFs over at Allstate). The averages are based if you are a single, 40 year old male with a clean driving record and good credit who commutes 12 miles to work each day. And seeing how I'm a 20-something year old female with a not so good driving record (my right foot tends to be a little heavy), I do have good credit, and I commute a little more than 12 miles to work. C'est la vie..... but here we go.

At number 10 with a premium of $1204 a year, is a Hyundai Tuscon GL. MSRP $20,000. MPG: 22/29. 2.0L w/ 165 horsepower.

9. Ford Explorer with a premium of $1197. MSRP $29,000. MPG: 17/24. 3.5L V6 w/ 290 horsepower.

8. Hyundai Tuscon GLS with a premium of $1189. MSRP $22,750. MPG: 21/30. 2.4L w/ 176 horsepower.

7. Subaru Outback 3.6R with a premium of $1180. MSRP $27,000. MPG: 18/25. 3.6L V6 w/ 256 horsepower.

6. Chevrolet Express 1500 with a premium of $1171. MSRP $27,000. MPG: 15/20. 4.3L V6 w/ 195 horsepower.

5. Jeep Patriot Sport with a premium of $1160. MSRP $17,000. MPG: 22/28. 2.4L w/ 172 horsepower.

4. Kia Sportage with a premium of $1157. MSRP $21,200. MPG: 21/30. 2.4L w/ 176 horsepower.

3. Subaru Outback 2.5i Premium with a premium of $1150. MSRP $24,500. MPG: 24/30. 2.5L w/173 horsepower.

2. Jeep Grand Cherokee Laredo with a premium of $1148. MSRP $28,000. MPG: 17/23. 3.6L V6 w/ 290 horsepower.

1. Ford Edge SE with a premium of $1128. MSRP $27,500. MPG: 19/27. 3.5L V6 w/ 285 horsepower.

The remix post will be coming soon... 10 most expensive cars to insure for 2013.

Top 10 Fastest Cars Under $30,000 According to Forbes

The people from Forbes concocted their list of the Top 10 fastest cars under $30,000. To compile this list they used 0-60 mph times for 2011 models tested by Edmunds' InsideLine.com. The 10 fastest that cost $30,000 or less made the list. And here it is... and of course, photos are from consumerguideauto.howstuffworks.com

1. Ford Mustang GT
Specs: Height: 55.8 in
Length: 188.2 in
Width: 73.9 in
Wheelbase: 107.1 in
Engine: 5.0 Liter V8
Transmission: 6 speed manual
412 horsepower
EPA: 17/26 mpg
0-60: 4.8 seconds
MSRP: $29,150

2. Subaru Impreza WRX
Specs: Height: 57.9 in
Length: 180.3 in
Width: 70.7 in
Wheelbase: 103.3 in
Engine: 2.5L H4 Turbo
Transmission: 5 speed manual
265 horsepower
EPA: 19/25 mpg
0-60: 5.2 seconds
MSRP: $25,500

3. Ford Mustang Coupe
Specs: Height: 55.6 in
Length: 188.1 in
Width: 73.9 in
Wheelbase: 107.1 in
Engine: 3.7 Liter V6
Transmission: 6 speed manual
305 horsepower
EPA: 19/29 mpg
0-60: 5.6 seconds
MSRP: $22,150

4. Mitsubishi Lancer Ralliart
Specs: Height: 58.7 in
Length: 180.0 in
Width: 69.4 in
Wheelbase: 103.7 in
Engine: 2.0 Liter L4 turbo
Transmission: 6 speed automated manual
237 horsepower
EPA: 17/25 mpg
0-60: 5.8 seconds
MSRP: $27,700

5. Hyundai Genesis 3.8 R-Spec Coupe
Specs: Height: 58.7 in
Length: 180.0 in
Width: 69.4 in
Wheelbase: 103.7 in
Engine: 3.6L V-6
Transmission: 6 speed manual
237 horsepower
EPA: 17/25 mpg
0-60: 5.9 seconds
MSRP: $26,750

6. Honda Accord Coupe EX-L
Specs: Height: 56.4 in
Length: 190.9 in
Width: 72.7 in
Wheelbase: 107.9 in
Engine: 3.5-liter V6
Transmission: 6 speed manual
271 horsepower
EPA: 17/25 mpg
0-60: 6.3 seconds
MSRP: $29,730

7. Mazda Mazdaspeed3
Specs: Height: 57.9 in
Length: 180.9 in
Width: 69.1 in
Wheelbase: 103.9 in
Engine: 2.3-liter 4-cylinder
Transmission: 6 speed manual
263 horsepower
EPA: 18/25 mpg
0-60: 6.3 seconds
MSRP: $23,700

8. Mazda Mazda6 s Grand Touring
Specs: Height: 57.9 in
Length: 193.7 in
Width: 72.4 in
Wheelbase: 109.8 in
Engine: 3.7-liter V6
Transmission: 6 speed automatic
272 horsepower
EPA: 18/27 mpg
0-60: 6.4 seconds
MSRP: $29,320

9. Kia Optima SX
Specs: Height: 57.3 in
Length: 190.7 in
Width: 72.1 in
Wheelbase: 110. in
Engine: 2.0L L4 turbo
Transmission: 6 speed automatic
274 horsepower
EPA: 22/34 mpg
0-60: 6.5 seconds
MSRP: $26,000

10. Hyundai Sonata SE
Specs: Height: 57.9 in
Length: 189.8 in
Width: 72.2 in
Wheelbase: 110.0 in
Engine: 2.0L L4 turbo
Transmission: 6 speed automatic
274 horsepower
EPA: 22/33 mpg
0-60: 6.6 seconds
MSRP: $24,350

KICKER Teams Up With Subaru For Audio Upgrades

KICKER® Performance Audio recently announced that it will partner with auto manufacturer Subaru® of America, Inc. to supply Subaru customers with original equipment (OE) upgrades in specific models. The high-performance Subaru audio upgrades made by KICKER are compatible with all 2008-2011 Impreza™ sedans, Impreza WRX™ sedans, 2011 WRX STI™ sedans, and all 2008-2011 Impreza, Impreza WRX and WRX STI 5-door™ vehicles with navigation or non-navigation audio
systems.

“KICKER is ecstatic to be included in Subaru’s plans going forward,” said Chuck Jones, KICKER Director of OEM. “We believe this fusion of progressing brands should create plenty of excitement in the showroom and on the road.”

The audio system includes a 10-inch powered subwoofer in a molded enclosure made to fit in the trunk or cargo area of the specific model, leaving plenty of trunk cargo space available. The subwoofer is powered by an integrated 100-watt, high-efficiency digital amplifier that is tuned to specifically match the size of the enclosure. The result is deep, powerful bass from a small space, enhancing overall performance and accuracy system-wide. The amplifier connects into the existing Subaru audio system using a true plug-and-play wire harness.

The audio upgrade kits are now available through Subaru dealerships. The upgrade kit may either be installed at the factory port processing facility or at the dealership prior to delivery. MSRP on the subwoofer upgrade is $499.99.