Top 20 Most Expensive Cars to Insure in 2014

If you could care less about the least expensive cars, we're now gonna talk about the more expensive cars to insure. In case you were wondering how Insure.com arrived at these numbers, keep reading.

Insure.com had the hardest task of all. What they did was compare rates for every make, model and trim level of a car from the top 6 insurance carriers- Farmers, Geico, Progressive, Nationwide, State Farm, and my personal favorite, Allstate. Exotic cars were excluded, but more than 850 vehicles were researched. The averages were based on the following: full coverage for a single, 40 year old male, that drives 12 miles to work each day with the policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This driver also has a clean record and good credit and the rate also includes uninsured motorist coverage. This sounds like the driver is from Wyoming and lives in a town that has a higher population of animals than people. If you're a female that's over a decade younger than the hypothetical driver, that drives more than 12 miles to work each day, and doesn't have a clean record- just multiply the average rate by 2. Sorry, but I learned how to drive in New York, my driving record will NEVER be clean.

Oh, and the number one car isn't from BMW, Mercedes Benz, Jaguar, Rolls Royce, Porsche, Audi, etc.

20. Mercedes-Benz GL550 4Matic AWD. MSRP: $88,600 and $2,438 to insure.

19. Audi R8 V10 Quattro. MSRP: $114,900 and $2,448 to insure.

18. BMW 640ix. MSRP:$78,400 and $2,484 to insure.

17. Mercedes-Benz C63 AMG. MSRP: $62,750 and $2,507 to insure.

16. BMW 650i. MSRP: $86,700 and $2,544 to insure.

15. Mercedes-Benz CLS550 4Matic AWD. MSRP: $74,600 and $2,582 to insure.

14. Porsche Panamera S. MSRP: $93,200 and $2,597 to insure.

13. Audi S8 Quattro. MSRP: $112,500  and $2,598 to insure.

12. Porsche Panamera 4S. MSRP: $98,300 and $2,598 to insure.

11. Mercedes-Benz GL63 AMG. MSRP: $118,160 and $2,609 to insure.

10. Jaguar XK. MSRP: $84,500 and $2,610 to insure.

9. Jaguar XKR Supercharged. MSRP: $132,000 and $2,854 to insure.

8. Audi A8 L 6.3 Quattro. MSRP:$135,900 and $2,869 to insure.

7. Mercedes-Benz G63 AMG. MSRP: $135,700 and $2,887 to insure.

6. Audi R8 5.2 Spyder Quattro. MSRP: $164,710 and $2,917 to insure.

5. Porsche Panamera Turbo S. MSRP: $180,300 and $2,970 to insure.

4. Mercedes-Benz SLS AMG GT. MSRP: $201,500 and $2,986 to insure.

3. Mercedes-Benz CL550 4Matic AWD. MSRP: $116,600 and $3,019 to insure.

2. BMW M6. MSRP: $111,200 and $3,065 to insure.

1. Nissan GT-R Track Edition. MSRP: $115,710 and $3,169 to insure.

The Most Stolen Vehicles According to Insure.com

Before you automatically think that this list is full of Luxury Cars, you might want to think again. These are extremely affordable vehicles that I'm about to list.

Presenting the Most Stolen Vehicles According to Insure.com

1. 1994 Honda Accord
   
   
   
   
2. 1995 Honda Civic
   
   
   
   
3. 1991 Toyota Camry
   
   
   
   
4. 1997 Ford F-150 Pickup
   
   
   
   
5. 2004 Dodge Ram Pickup
   
   
   
   
6. 2000 Dodge Caravan
   
   
   
   
7. 1994 Chevrolet pickup (full size)
   
   
   
   
8. 1994 Acura Integra
   
   
   
   
9. 2002 Ford Explorer
   
   
   
   
10. 2009 Toyota Corolla
    
    

**Note: This list is not intended for a person to recreate the movie "New Jersey Drive".

Top 20 2011 Most Expensive Vehicles to Insure According to Insure.com

Presenting the Top 20 2011 Most Expensive Vehicles to Insure According to Insure.com

1. Mercedes SL65 AMG V12 (2 Door Convertible): $3,543.81
   
   
   
   
2. BMW 750i V8 (4 Door Sedan Hybrid): $3,280.70
   
   
   
   
3. BMW 750Li V8 (4 Door Sedan Hybrid): $3,280.70
   
   
   
   
4. Mercedes SL63 AMG V8 (2 Door Convertible): $3,263.46
   
   
   
5. Mercedes S65 AMG V-12 (4 Door Sedan Turbo): $3,220.86
   
   
   
   
6. Aston Martin DB9 V-12 (2 Door Coupe): $3,120.45
   
   
   
   
7. Mercedes CL600 V-12 (2 Door Coupe): $3,114.28
   
   
   
   
8. Porsche 911 Carrera S V6 (2 Door Cabriolet): $3,092.31
   
   
   
   
9. Aston Martin DB9 Volante V-12 (2 Door Convertible): $3,088.96
   
   
   
   
10. Mercedes G55 AMG 4WD V8 (4 Door Utility): $3,086.49
    
    
    
    
11. Mercedes CL65 AMG (2 Door Coupe): $3,063.73
    
    
    
    
12. Mercedes CL63 AMG V8(2 Door Coupe): $3,058.69
    
    
    
    
13. Porsche 911 Carrera 4S V6 (2 Door Cabriolet): $3,046.87
    
    
    
    
14. Mercedes SL550 V8 (2 Door Convertible): $2,942.97
    
    
    
    
15. Jaguar XJ L Supercharged 2WD 4.2L V8 (4 Door Sedan): $2,940.94
    
    
    
    
16. Jaguar XJ L Supersport 2WD 4.2L V8 (4 Door Sedan): $2,940.94
    
    
    
    
17. Porsche 911 Carrera 4 V6 (2 Door Cabriolet): $2,921.61
    
    
    
    
18. Porsche 911 Carrera S V6 (2 Door Coupe): $2,919.90
    
    
    
    
19. Mercedes S63 AMG V8 (4 Door Sedan): $2,898.30
    
    
    
    
20. Jaguar XJ Supercharged 2WD 4.2L V8 (4 Door Sedan): $2,853.24
    
    

Like yesterday's post, these averages are based on a single 40-year-old male driver who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The rate includes uninsured motorist coverage. Also using car insurance rates from six large carriers (State Farm, Allstate, Progressive, GEICO, Farmers and Nationwide) in 10 ZIP codes per state. Which means that if I were to own one of these fine automobiles, I would have to spend twice as much living in Georgia.