Top 20 Most Expensive Cars to Insure in 2014

If you could care less about the least expensive cars, we're now gonna talk about the more expensive cars to insure. In case you were wondering how Insure.com arrived at these numbers, keep reading.

Insure.com had the hardest task of all. What they did was compare rates for every make, model and trim level of a car from the top 6 insurance carriers- Farmers, Geico, Progressive, Nationwide, State Farm, and my personal favorite, Allstate. Exotic cars were excluded, but more than 850 vehicles were researched. The averages were based on the following: full coverage for a single, 40 year old male, that drives 12 miles to work each day with the policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This driver also has a clean record and good credit and the rate also includes uninsured motorist coverage. This sounds like the driver is from Wyoming and lives in a town that has a higher population of animals than people. If you're a female that's over a decade younger than the hypothetical driver, that drives more than 12 miles to work each day, and doesn't have a clean record- just multiply the average rate by 2. Sorry, but I learned how to drive in New York, my driving record will NEVER be clean.

Oh, and the number one car isn't from BMW, Mercedes Benz, Jaguar, Rolls Royce, Porsche, Audi, etc.

20. Mercedes-Benz GL550 4Matic AWD. MSRP: $88,600 and $2,438 to insure.

19. Audi R8 V10 Quattro. MSRP: $114,900 and $2,448 to insure.

18. BMW 640ix. MSRP:$78,400 and $2,484 to insure.

17. Mercedes-Benz C63 AMG. MSRP: $62,750 and $2,507 to insure.

16. BMW 650i. MSRP: $86,700 and $2,544 to insure.

15. Mercedes-Benz CLS550 4Matic AWD. MSRP: $74,600 and $2,582 to insure.

14. Porsche Panamera S. MSRP: $93,200 and $2,597 to insure.

13. Audi S8 Quattro. MSRP: $112,500  and $2,598 to insure.

12. Porsche Panamera 4S. MSRP: $98,300 and $2,598 to insure.

11. Mercedes-Benz GL63 AMG. MSRP: $118,160 and $2,609 to insure.

10. Jaguar XK. MSRP: $84,500 and $2,610 to insure.

9. Jaguar XKR Supercharged. MSRP: $132,000 and $2,854 to insure.

8. Audi A8 L 6.3 Quattro. MSRP:$135,900 and $2,869 to insure.

7. Mercedes-Benz G63 AMG. MSRP: $135,700 and $2,887 to insure.

6. Audi R8 5.2 Spyder Quattro. MSRP: $164,710 and $2,917 to insure.

5. Porsche Panamera Turbo S. MSRP: $180,300 and $2,970 to insure.

4. Mercedes-Benz SLS AMG GT. MSRP: $201,500 and $2,986 to insure.

3. Mercedes-Benz CL550 4Matic AWD. MSRP: $116,600 and $3,019 to insure.

2. BMW M6. MSRP: $111,200 and $3,065 to insure.

1. Nissan GT-R Track Edition. MSRP: $115,710 and $3,169 to insure.

Bernie's Car Show Coverage: 2013 SEMA Show: Day 3 (Sneak Peek)

Day three... On this day, I've continued my car show coverage. But first, I have to salute one of my favorite vehicles at SEMA...

The Ford Company brought a Mustang Golf Cart. 

So I arrived at Vossen Wheels' booth, even though it was appointment only. The overall design does have it's pros and cons. Pros: it's unique and when next year rolls around, buyers will remember Vossen Wheels. Cons: it isolated Vossen Wheels from the rest of the show. 

But I did make my way to 2Crave's Booth, and before you say it. Media can come into the show an hour before the buyers, so these photos were taken before the show started. I don't want you to think that no one is interested in 2Crave's wheels, even though that is furthest from the truth. 

From there, I went back to Asanti Wheels booth, and Asanti introduced a new wheel division called Adventus. Adventus is geared towards the import/performance vehicles. Although Asanti Wheels would look great on a Corvette, Corvettes can be considered a performance vehicle. After all, who buys a Corvette and doesn't drive fast in it?

Asanti's counterpart Lexani Wheels, brought a lovely Bentley Mulsanne and they did have their product line available as well.

Back at the Chevy Booth, Chevy introduced their Camaro Garage Concept. The Camaro Garage Concept combines Chevy's Performance Parts with Chevy's Accessories. That's why the car is vertical so you can see the underbody.

A few steps down, Chevy also introduced the 2014 Copo Camaro. The Copo is the race car version of the Camaro. The price tag can run as high as $92,000 and only 69 will be made. This is the Chevy's answer to the Ford Shelby.

The most exotic vehicle at SEMA was parked in the Go Pro booth, and had Go Pro cameras attached to it... a Pagani Huayra. Rumor has it, it gives off 720 horsepower and can go up to 230 mph. Ironically it just became legal in the US sometime last year. 

This year, SEMA had another outdoor section on the other side of the shuttle bus stop. I enjoyed this area because it wasn't nearly as crowded as everywhere else. This area was mostly filled with imports and pickup trucks. But the rules still applied- it better be completely customized. 

This is the only car I saw at the entire SEMA show from Georgia. Yet there were more cars from Long Island, even though Long Island is further away from Vegas.

I had extremely mixed feelings about this Mercedes Benz S550 on Forgiato Wheels. 

Okay. I'm wondering why BMW came out with the 6 series Gran Coupe. They should have left the 6 series as a two door, because the Gran Coupe looks like a refined version of the 5 series. At least the 6 series stood out.

New school vs Old school

I hate pickup trucks, but I adored this shade of blue.

And I adored this shade of blue on this Chevy Camaro

And I adored this shade of blue on this Mazda 6.

HG Motorsports brought this completely customized Mercedes Benz CLA250. Customizations include full wrapping, Brembo brakes, HRE Wheels with Toyo Tires, and more. 

Dub Magazine had their own booth within their own outdoor show. The Dub Garage showed off their wheels, a Rolls Royce Phantom that was donated by RDB Motorsports of LA, and also their new joint venture with Meguiars Cleaning Products.

I used this as my outdoor mirror, but I highly doubt that Houston, Tx is the brightest spot of the nation. 

The model I'm showing off in this post.

And finally, I finished out the day in the Ford Racing area where they were showing the capabilities of the Ford Raptor. The Raptor was filled with guys and it was still able to fly in the air. 

For the rest of the photos, check out Bernie's 2013 SEMA Show: Day 3 gallery. Just one more day of recaps.